Our appraisal was scheduled more than a month out and was ordered for March 14th. The appraisal should then happen within a couple of days of order date. But, for some reason, the appraiser wanted the blueprints of the house sent to their office. I would imagine that Ryan Homes has an electronic copy of the blue prints on some file somewhere. However, I can also understand Ryan Homes not wanting to send these blueprints over the interwebs for some guy/gal to then steal or distribute as they wish. The appraiser was advised that the blueprints aren't available for distribution and that they can see the blueprints when they arrive at the house. The appraiser has been advised that the SR will be readily available to assist them however they need. The appraiser even asked if our PM could meet them somewhere to show them the prints! I have a feeling that this appraiser, thinking this is a new house, doesn't want to go to the property and just wants to appraise it based on blueprints and surrounding comps. Obviously they wouldn't admit to it.
This is the LAST hurdle for us. Get the appraisal done and we can technically close with no issues whatsoever during this whole entire process, which till now has been great. Ryan Homes, at least in our allotment and area has done a fantastic job and has meet all deadlines and addressed any concern we had.
We are schedule to close on 4/13. The appraiser still has time, but they are quickly running out. We did send an email advising that this process seems to be a little arduous and that we have never had issues with appraisers like this when we have bought a house in the past. Our mortgage company advised that they have advised the appraiser that the prints are at the model home for their viewing. It sounded like the mortgage company may have put their foot down advising the appraiser to get to the house and do the appraisal.
I should add to this. Please remember that we are NOT using NVR. I'm sure if we had used NVR the appraisal process would have been done with no issue or concern. However, since we are relocating and using the mortgage service (which is very good and has great benefits) the mortgage provider will of course order their own appraisal. So please keep that in mind. This is not an issue with Ryan Homes or NVR.
Update with Pictures- Cabinets, Trim, and Some Flooring
First the good. Cabinets, trim, flooring and a very light first coat of paint is all set. There also was an issue with the framing out the pocket area where the fridge will go. The framers framed it out a bit too far and would have caused the cabinets to have stuck out further than the surrounding cabinets, but that has probably been fixed by now.
Another crucial piece of the puzzle came in too, and that was the gourmet island. The new gourmet island available through Ryan Homes is no longer the "hockey stick" island (that is what we have come to call it). RH changed some options later December. We were told that we had to sign before a certain date to ensure that we would get the island, which we accommodated. My wife really liked the look of the hockey stick island. Plus, the older island gave you more cabinet space. We were told that the amount of counter space was the same between the old and new islands,except for the cabinet space. I really didn't care, but my boss... I mean my wife did, so that's what mattered.
The island is all dependent on the cabinets that are delivered. If for some reason the cabinets aren't delivered correctly, then the whole project could be delayed. Fortunately, all the cabinets and vanities came in on time and correct.
Here are some pics.
This is the pocket area I described. The right side is where the double wall oven will go. The framed out area in the middle is where it was framed wrong and was in the middle of being corrected, and the fridge will fit just under that. The area to the left will be all cabinet space. One thing to remember with the gourmet kitchen option (double wall oven), you lose the pantry. Rather, they install cabinetry. The area around the fridge and oven should look very nice when completed.
This is the flooring. This is the landing when you first walk in from the garage. Both my wife and I were very curious how well it was going to tie in with the cabinets. This is a linoleum product from Right Rug (the flooring company in our area). I love hard wood and wood laminates and vinyl wood planking, but it was expensive. So we opted for the linoleum as we could always put down wood flooring, probably cheaper, at a later date. I am actually pretty happy with the look. Lots of great colors in this flooring that will tie into our carpet and will give some great decorating options.
Another crucial piece of the puzzle came in too, and that was the gourmet island. The new gourmet island available through Ryan Homes is no longer the "hockey stick" island (that is what we have come to call it). RH changed some options later December. We were told that we had to sign before a certain date to ensure that we would get the island, which we accommodated. My wife really liked the look of the hockey stick island. Plus, the older island gave you more cabinet space. We were told that the amount of counter space was the same between the old and new islands,except for the cabinet space. I really didn't care, but my boss... I mean my wife did, so that's what mattered.
The island is all dependent on the cabinets that are delivered. If for some reason the cabinets aren't delivered correctly, then the whole project could be delayed. Fortunately, all the cabinets and vanities came in on time and correct.
Here are some pics.
This is the pocket area I described. The right side is where the double wall oven will go. The framed out area in the middle is where it was framed wrong and was in the middle of being corrected, and the fridge will fit just under that. The area to the left will be all cabinet space. One thing to remember with the gourmet kitchen option (double wall oven), you lose the pantry. Rather, they install cabinetry. The area around the fridge and oven should look very nice when completed.
This is the flooring. This is the landing when you first walk in from the garage. Both my wife and I were very curious how well it was going to tie in with the cabinets. This is a linoleum product from Right Rug (the flooring company in our area). I love hard wood and wood laminates and vinyl wood planking, but it was expensive. So we opted for the linoleum as we could always put down wood flooring, probably cheaper, at a later date. I am actually pretty happy with the look. Lots of great colors in this flooring that will tie into our carpet and will give some great decorating options.
 |
 |
| Kitchen |
   |
Kitchen and island        |
Subscribe to:
Posts (Atom)